Definition: Insurance medical - insurance medical is a type of insurance that provides coverage for healthcare costs associated with injuries or illnesses. The coverage varies depending on the specific plan offered, but typically includes benefits such as doctor's bills, surgery expenses, medications, prescription drugs, and more. Insurance medical can be purchased through a healthcare provider such as a hospital, doctor's office, or a health insurance company. In summary, insurance medical provides protection for healthcare costs when an individual is injured or has an illness. The coverage offered varies depending on the specific plan offered, and it may include benefits such as doctor's bills, surgery expenses, medications, prescription drugs, etc.